Going into business for yourself offers independence. But this independence usually means covering your own medical insurance, social security taxes and a host of other benefits an employer would normally pick up. Not true for Modern Woodmen of America district representatives. Welcome to the best of both worlds.

As a Modern Woodmen representative, you'll be in business for yourself...but not by yourself. The monetary value of a career as a Modern Woodmen district representative goes far beyond excellent commission compensation, bonuses and Business Development Program earnings.

District representatives also qualify for valuable benefits:
(Benefits described are as of January, 2002, subject to change. All benefits apply to Modern Woodmen representatives holding full-time contracts. For a more detailed explanation of benefits click here.)

- Group medical and dental benefits
- Non-contributory retirement plan
- 401(k) with contributions from Modern Woodmen
- Group term life insurance benefits
- Optional group disability insurance benefits
- Social Security Tax matching

Additional valuable benefits are provided through marketing and educational programs:
- Generous cooperative advertising program
- Marketing and public relations programs provided to representatives at low or no cost
- Tuition reimbursement for selected programs leading to industry designations

Time off & trips. As an established representative, you'll set your own schedule. This flexibility means you can plan time off for your child's school play in the middle of the day, your softball game in the evening, or a week-long family vacation. You can set your own schedule, according to your needs and your clients' needs.

Plus, as a successful Modern Woodmen representative you can earn annual trips to exciting venues for National Agency Sales Conferences. Locations have included Hawaii, Ireland, Spain, Montreal, Orlando, New York, San Francisco and Paris!